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Commercial Fleet Management and Insurance-How To Make Wise Green Decisions
At the end of July 2010, it was confirmed by the Transport Secretary Philip Hammond that from January 2011 motorists will receive up to £5,000 towards the purchase of an ultra-low carbon car. The initiative is open to both fleet and private buyers. Now that this has been confirmed how could this influence your fleet management decisions and what type of impact, if any, will it have on commercial fleet insurance?
The Government have made this announcement even before the completion of the spending review in order to support the early market for ultra-low carbon cars. With the changes in the road tax system of Alistair Darling’s Budget, the cost implications for the more polluting cars continue to get higher.
On top of this is the one-off first year “showroom tax” which could see the buyers of high emissions cars having to pay up to £950 in the first year, whereas those who buy a new car which has less than 130g/km of CO2 emissions will pay nothing.
The Department of Transport advise that making your fleet green does not necessarily have to mean changing the class of vehicle. In fact there is a useful tool on the Act on CO2 website where you can compare the various classes of vehicles, type of fuel and see how they fare on the tax band and CO2 comparison.
For example choosing the small family class and selecting all fuels the top vehicles are the Seat Leon, Ford Focus, the new Volkswagen Golf and the Volvo C30. The fuel for all of these is diesel and there is no tax to pay on these in the first year. All of these cars fall into the 99 CO2 (g/km) category.
If it is a regular family car that is the size of some of your fleet cars then it is the Volkswagen Passat Saloon 1.6 TDI 102PS BlueMotion which is diesel that is the best option with no tax on the first year and it is classified as 114 CO2 (g/km). It is a useful search facility which can be used for research when making plans.
On the commercial fleet insurance evaluation although there are no direct impacts there can be indirect impacts. At a time like this when fleet managers are being forced into re-evaluating due to both the environmental and economic factors, the indirect effects should be taken into account.
A report by Professor Peter Cooke which aims to define the future of fleet states that a company car will have to earn its keep economically more in the future than it had to in the past. This leads us to the area of choice of company cars; who really needs them and the issue of downsizing both the overall size of company fleets as well as the class of vehicles being used.
From an insurance perspective if these decisions are made strategically we should see significant reductions in insurance premiums. Vehicles will be chosen with both the environmental and economic considerations in mind, while a global evaluation will need to be done on the overall company fleet policy, encompassing the future economic benefits being weighed up against the cost implications.
The Department of Transport recommends re-evaluating the management of logistics and asks companies to look at the option of moving freight by rail or water as opposed to road. There are Freight Facilities Grants available to help organisations make these changes.
Additionally for van and HGV drivers there is government funded training which helps van drivers reduce fuel consumption by 16% and a reduction in faults of 56%.
In conclusion, tough decisions need to be made to change with the current times. However if these decisions are well mapped out strategically businesses can develop plans which can benefit from the green initiatives, get rid of dead wood type fleet usage and benefit economically from using other transport alternatives where applicable. Commercial fleet insurance can be lowered by choice of vehicles and drivers, as well as being far stricter about what really needs to be part of the company fleet.
Green ORO currently is the leading manufacturer of recycled jewelry and supplies to major eco jewelry vendors across the country
A key factor for a successful jewelry business is to know a lot about the pieces you sell, including the way in which they were created and the history behind the materials used. All this information can prove, not only your interest and knowledge of the business, but an interesting way of pulling customers in and getting them interested in what you are offering, much more than a ring, or necklace, or pair of earrings…
Eco-friendly GreenORO jewelry is made from old or broken jewelry (and various other items made from precious metals or stones) that has been recycled. Various metals can be melted down to make new jewelry, while almost any stone can be re-carved (or simply polished and reused) for any new jewelry.
Green jewelry is jewelry made in a more sustainable manner than most jewelry available. The market for sustainable jewelry has grown over the past few years as people pay more attention to where what they’re buying has come from. Green jewelry can be just about any type of jewelry–necklaces, earrings, rings, bracelets, anklets and more.
Metals used in green jewelry are not mined destructively as jewelry made with new gold, silver and other precious metals is. The metals are repurposed from other uses, refined and forged into a form a jeweler can work with.
Green and socially responsible jewelry is as beautiful as are pieces made from non-sustainable practices. Stones used in green jewelry can have an inspiring story to rival the beauty of the piece.
Now a day’s eco-friendly Jewelry is one of our most popular products because of its uniqueness and ethnic style. All our jewelry is handmade beautifully crafted in compliance with ongoing fashion trends and is widely adored by those ladies, who want to be in spotlight on every occasion. We carry fine jewelry that includes elegant diamond earrings, necklaces and bracelets available in (white, yellow, rose) gold, silver, green diamonds. Our product is an environmentally safe, non-toxic specially formulated to restore the brilliant shine to your old jewelry. When you buy a diamond engagement ring or wedding band from us, you are going to win her over!. also supporting the global effort to preserve our planet’s future. We also provide the:-
1. ORO Certificate Of Authenticity,
2. Guarantee 100% Recycle/Green Jewelry,
3. Conflict Free Diamonds,
4. ORO Unique Tag Number.
The trend of eco-friendly jewelry is especially strong with couples planning green weddings. The symbolism of bridal jewelry as the start of a shared life is the perfect opportunity for couples to commit to a lifestyle that leaves a smaller footprint on the planet. Our jewelry should ideally aim to simplify your big day, cutting down on waste and unnecessary extravagance. That said, you don’t have to trim everything down to bare bones – aim to find eco-friendly alternatives for the aspects of the celebration that mean the most to you. Everyone else talks about their dreams of Green but we make it “Together we can make a difference; One Ring & One Tree at a Time”. Green ORO currently is the leading manufacturer of recycled jewelry and supplies to major eco jewelry vendors across the country.
Eco-Friendly Jewelry
A key factor for a successful jewelry business is to know a lot about the pieces you sell, including the way in which they were created and the history behind the materials used. All this information can prove, not only your interest and knowledge of the business, but an interesting way of pulling customers in and getting them interested in what you are offering, much more than a ring, or necklace, or pair of earrings…
Eco-friendly GreenORO jewelry is made from old or broken jewelry (and various other items made from precious metals or stones) that has been recycled. Various metals can be melted down to make new jewelry, while almost any stone can be re-carved (or simply polished and reused) for any new jewelry.
Now a day’s eco-friendly Jewelry is one of our most popular products because of its uniqueness and ethnic style. All our jewelry is handmade beautifully crafted in compliance with ongoing fashion trends and is widely adored by those ladies, who want to be in spotlight on every occasion. We carry fine jewelry that includes elegant diamond earrings, necklaces and bracelets available in (white, yellow, rose) gold, silver, green diamonds. Eco-jewelry is an environmentally safe, non-toxic specially formulated to restore the brilliant shine to your old jewelry. When you buy a diamond engagement ring or wedding band from us, you are going to win her over!. also supporting the global effort to preserve our planet’s future. We also provide the:-
ORO Certificate Of Authenticity,
Guarantee 100% Recycle/Green Jewelry,
Conflict Free Diamonds,
ORO Unique Tag Number.
The trend of eco-friendly jewelry is especially strong with couples planning green weddings. The symbolism of bridal jewelry as the start of a shared life is the perfect opportunity for couples to commit to a lifestyle that leaves a smaller footprint on the planet. Eco-friendly jewelry should ideally aim to simplify your big day, cutting down on waste and unnecessary extravagance. That said, you don’t have to trim everything down to bare bones – aim to find eco-friendly alternatives for the aspects of the celebration that mean the most to you.Everyone else talks about their dreams of Green but we make it “Together we can make a difference; One Ring & One Tree at a Time“. Green ORO currently is the leading manufacturer of recycled jewelry and supplies to major eco jewelry vendors across the country.